Investment Property Loan
Designed for purchasing or refinancing rental homes, offering financing options that support income-generating real estate investments.
Investment Property Loan Features
Purchase or Refinance
Finance a new rental property or refinance one you already own.
1–4 Unit Properties
Options for single-family homes, condos and multi-unit properties up to four units.
Rental Income Consideration
Projected or existing rental income may be used to help qualify, subject to guidelines.
Conventional & Alternative Options
Choose from conventional and non-traditional programs, including DSCR-style loans.
Investment Property Loan Benefits
- 01
Grow Your Portfolio
Use financing to expand your real estate holdings.
- 02
Cash-Out Options
Tap equity in existing rentals to fund your next investment, subject to qualification.
- 03
Flexible Structures
Fixed and adjustable options to fit your investment strategy.
- 04
Experienced Guidance
Work with loan officers familiar with investor financing.
Loan Program Frequently Asked Questions
How much down payment do I need for an investment property?
Requirements are typically higher than for a primary residence and vary by program. Your loan officer can review options.
Can rental income help me qualify?
Often, yes. Existing leases or an appraiser's rent estimate may be considered under program guidelines.
Are rates different for investment properties?
Investment property rates are usually somewhat higher than primary residence rates due to added risk.
Can I finance multiple properties?
Yes, subject to program limits on the number of financed properties and reserve requirements.